Tipped Minimum Wage in St. Louis (2026)
St. Louis servers ride the biggest state-rate jump in the Midwest for 2026: Missouri's minimum wage rose from $13.75 to $15.00 an hour on January 1, and the tipped cash wage rose with it to $7.50. The city itself sets no rate — Missouri stripped its cities of wage-setting power in 2017, right after St. Louis had phased one in — so the state numbers govern every restaurant from the Hill to the Loop. Here is how the tip credit works, what a slow week guarantees, and what changes when your shift crosses the Mississippi.
By the TippedPay editorial team · Updated $1
Key numbers at a glance
| Rule | Federal | Missouri (2026) | St. Louis (2026) |
|---|---|---|---|
| Full minimum wage | $7.25 | $15.00 | $15.00 — no local rate allowed |
| Tipped cash wage | $2.13 | $7.50 | $7.50 |
| Maximum tip credit | $5.12 | $7.50 | $7.50 |
| Top-up when tips fall short | Required every workweek | Required every workweek | Required every workweek |

How St. Louis tipped pay works
Missouri's 2026 minimum wage is $15.00 an hour, up from $13.75 in 2025, per the Missouri Department of Labor. Tipped employees must be paid at least 50 percent of that — $7.50 an hour — in direct cash wages, with tips counting toward the remaining $7.50. St. Louis has no local ordinance to layer on top: the city's own ordinance had just reached $10.00 in the summer of 2017 when a state preemption law took effect on August 28, 2017 and dropped the local floor back to the state rate, where it has stayed since. So one rulebook governs St. Louis: the state's.
The math is weekly, not shift by shift. A 25-hour week owes you 25 × $15.00 = $375.00 in combined cash wages plus tips, of which 25 × $7.50 = $187.50 must be cash. A good week with $240 in tips lands at $427.50 total — an effective $17.10 an hour — with no employer add-on. A slow week with $100 in tips lands at $287.50, an effective $11.50 an hour, and the employer must pay an $87.50 top-up to reach $375.00. That is the tip credit's bargain: the house shares your good weeks, and it funds your bad ones. Run your own numbers through the server paycheck calculator.
The comparison is the story. Missouri's $15.00 is more than double the federal $7.25 floor, and its $7.50 cash wage is 3.5 times the $2.13 federal tipped minimum — the numbers line up like this:
St. Louis vs. Missouri vs. the federal rule
| Rule | Federal | Missouri (2026) | St. Louis (2026) |
|---|---|---|---|
| Full minimum wage | $7.25 | $15.00 | $15.00 — no local rate allowed |
| Tipped cash wage | $2.13 | $7.50 | $7.50 |
| Maximum tip credit | $5.12 | $7.50 | $7.50 |
| Top-up when tips fall short | Required every workweek | Required every workweek | Required every workweek |
| Overtime (over 40 hrs) | Tipped OT cash ≈ $5.76 | Tipped OT total $22.50 | Tipped OT total $22.50 |
| Local minimum wage | Not applicable | Barred by state law | Ended by 2017 preemption |
Overtime is its own line item: Missouri requires time and a half for hours over 40 in a workweek, and for tipped workers the department puts the overtime total at $22.50 an hour — the $15.00 minimum plus half — per labor.mo.gov. Where a federal-floor server's guarantee on a 25-hour week is $181.25, a St. Louis server's is $375.00, tips included — and the top-up holds that floor even when the room is dead.

What St. Louis servers should watch
The river is a rate line. Missouri's rules follow hours worked in Missouri. East St. Louis and the Illinois suburbs run on Illinois law, which sets a higher minimum than Missouri and a higher tipped cash wage, adjusted annually — see our Illinois state page for the current figures. A banquet server who works both sides of the river should see two rates on the stub. Verify where your hours were coded with the Missouri Division of Labor Standards.
The tip credit is conditional. Paying $7.50 in cash is only lawful if tips actually carry you to $15.00 an hour averaged over the workweek. Employers must track tips, including credit-card tips, and make up shortfalls on the check. The notice and recordkeeping rules are in our tip credit explainer.
Side work at the tipped rate. Hours of non-tipped sidework can still legally ride the tip credit in Missouri, but the $15.00 weekly average must hold across all hours. If a week of rolling silverware kills your average, the top-up owes you the difference — and excessive non-tipped time has its own limits under the federal dual-jobs rule. See dual jobs and side work.
Tip pools stay in the ranks. Missouri follows the federal rule: pools may include only employees who customarily receive tips — servers, bussers, bartenders, runners — never managers or owners. A house cut flowing upward is a violation; our tip pool guide shows what a lawful split looks like.
Your real number. A $7.50 base with $23 an hour in tips is a $30.50-an-hour job; a $7.50 base with $5 in tips is a $15.00-an-hour job the employer funds. Compute effective hourly — wages plus kept tips, divided by hours — before comparing offers, and compare metros on our city minimum wage hub, the Missouri state page, or the Kansas City breakdown.

FAQ
What is the tipped minimum wage in St. Louis in 2026?
$7.50 an hour in cash, with tips bringing you to at least $15.00 an hour. Missouri's 2026 minimum wage is $15.00 and tipped employees must receive at least half of it in cash. St. Louis cannot set its own rate, so the state numbers govern the city.
Why doesn't St. Louis have its own minimum wage?
It tried. The city phased in a $10 rate in 2017, but a Missouri preemption law took effect August 28, 2017 and dropped the local floor back to the state rate. Since then no Missouri city has been allowed to set its own minimum wage.
What happens if my tips don't reach $15.00 an hour in St. Louis?
The employer must pay the difference. Cash wages plus tips must average at least $15.00 an hour across the workweek; any shortfall is owed as a top-up on your paycheck.
How is overtime calculated for St. Louis tipped workers?
Missouri requires time and a half for hours over 40 in a workweek — at least $22.50 an hour total for tipped workers ($15.00 minimum plus half), per the Missouri Department of Labor.
Do tipped workers in Illinois suburbs of St. Louis get the same rate?
No. East St. Louis and other Illinois suburbs follow Illinois law, which sets a higher minimum and a higher tipped cash wage than Missouri, with annual adjustments. Where your hours are physically worked decides which state's rules apply.
Are tip pools legal for St. Louis servers?
Yes, among employees who customarily receive tips — servers, bussers, bartenders. Managers and owners may never share. Missouri follows the federal tip pool rules.