Tipped Minimum Wage in Mississippi (2026)
Mississippi has no state minimum wage law. Servers in Jackson, bartenders on the Biloxi strip and casino-floor cocktail staff all fall back on the federal system: a $2.13 cash wage, a $5.12 tip credit and a $7.25 weekly floor. This page explains how that works in practice — and what to check on every paycheck.
By the TippedPay editorial team · Updated $1
Key numbers at a glance
| Rule | Federal | Mississippi (2026) |
|---|---|---|
| Full minimum wage | $7.25 | $7.25 — no state law, federal applies |
| Tipped cash wage | $2.13 | $2.13 — same |
| Maximum tip credit | $5.12 | $5.12 — same |
| Top-up when tips fall short | Required every workweek | Required every workweek |

How Mississippi tipped pay works
Because Mississippi sets no wage floor of its own, the federal Fair Labor Standards Act supplies every number. The employer pays a $2.13/hour cash wage and may take a tip credit of up to $5.12 against the $7.25 federal minimum — your tips are what legally cover the gap. If cash wage plus tips average at least $7.25 for every hour of the workweek, the employer owes nothing beyond the $2.13. The workweek is the measuring stick: no averaging across weeks, and inside a single week a packed Saturday night cannot subsidize a dead Wednesday lunch.
The protection that matters most is the weekly top-up rule. If tips do not carry you to $7.25 in a given workweek, the employer must pay the shortfall on the check — every hour of every week lands at full minimum or better. Run the numbers once and the rule sticks: 25 hours at $2.13 is $53.25 from the employer, and the weekly floor is 25 × $7.25 = $181.25. Keep $375 in tips and you are at $428.25, comfortably clear. Keep only $95 in a slow week and cash plus tips is $148.25 — short by $33.00, which must show up as make-up pay. The server paycheck calculator runs this check on your real hours and tips in seconds.
Mississippi's figures — $2.13 cash, $7.25 minimum, $5.12 maximum credit — are per the U.S. Department of Labor table, July 2026 revision (view the official DOL table). With no state wage statute and no state labor department enforcing one, the U.S. Department of Labor's Wage and Hour Division is the agency that answers questions and takes complaints in Mississippi.
Mississippi vs. the federal rule
| Rule | Federal | Mississippi (2026) |
|---|---|---|
| Full minimum wage | $7.25 | $7.25 — no state law, federal applies |
| Tipped cash wage | $2.13 | $2.13 — same |
| Maximum tip credit | $5.12 | $5.12 — same |
| Top-up when tips fall short | Required every workweek | Required every workweek |
| Overtime basis | Full minimum, not the cash wage | Full minimum — OT cash rate ≈ $5.76 |
| Tip pools | Employees only, never managers | Employees only, never managers |
| Enforcement | U.S. DOL Wage and Hour Division | Same — no state wage agency involved |
There is no Mississippi column to fill in because the state never wrote one. Everything you have as a tipped worker in Mississippi — the top-up, the overtime basis, the tip pool limits — comes from federal law at exactly federal strength, no more and no less.
The neighborhood comparison is where it stings. Mississippi is bordered almost entirely by other no-law states — Louisiana, Alabama, Tennessee — but to the northwest sits Arkansas, with a $2.63 cash wage against an $11.00 minimum. A server in Southaven, just across the state line from Memphis, is a short drive from a guaranteed floor roughly $3.75 an hour higher. On a full-time week that is $150 of guaranteed pay decided entirely by a state line. The tipped minimum wage by state table lays out the whole map.

What Mississippi servers should watch
The top-up, checked weekly. Gulf Coast tourism runs in waves — summer beach season, casino weekends, then quiet stretches when tips thin out. The slow weeks are exactly when the tip credit is supposed to catch you, and exactly when employers forget to run the math. Log your hours and kept tips per workweek; a sub-$7.25 average means make-up pay is owed, automatically.
Overtime math. Overtime is computed on the full minimum, not the $2.13 cash wage: the OT cash rate = cash wage + 0.5 × full minimum ≈ $5.76/hour. Any employer paying "time-and-a-half on $2.13" ($3.20) is underpaying every overtime hour — the overtime calculator prices the difference for your schedule.
Tip pool membership. Pools are for employees who customarily receive tips — servers, bussers, bartenders. Managers and supervisors may never take a share, and when they do, the violation can void the employer's tip credit and lift every affected worker's cash wage to the full $7.25.
Your real number. A $2.13 base plus $26/hour in tips is a $28/hour job in disguise — compute effective hourly (wages plus kept tips, divided by hours) before comparing offers. And remember the number that the law actually guarantees: $7.25 times your hours, every single week, tips or no tips.

FAQ
What is the tipped minimum wage in Mississippi in 2026?
$2.13 per hour in cash wages. Mississippi has no state minimum wage law, so the federal system applies: a tip credit of up to $5.12 against the $7.25 federal minimum, with tips covering the gap.
Does Mississippi have its own minimum wage law?
No. Mississippi has no state minimum wage law, which means there is no state agency enforcing a state minimum — federal wage law is the only floor, and the U.S. Department of Labor is the enforcer.
What happens if my tips don't reach $7.25 an hour in Mississippi?
The employer must top up the difference for that workweek, bringing your total to full minimum for every hour. The check happens weekly — a strong weekend cannot cover a slow week.
How is overtime calculated for tipped employees in Mississippi?
Overtime is based on the full minimum wage, not the $2.13 cash wage. The OT cash rate = cash wage + 0.5 × full minimum, about $5.76 per overtime hour, plus your tips. The overtime guide walks through the math.
Do casino and resort workers in Mississippi get the same tipped wage?
For tipped food-and-beverage roles, yes — the same $2.13/$7.25 federal system applies on the Gulf Coast and in Tunica. Some roles, like card dealers, are paid under house policies rather than the tip credit.
How do I calculate my real weekly pay in Mississippi?
Cash wage × hours, plus the tips you kept, checked against the $7.25-per-hour weekly floor. A paycheck calculator that runs the top-up rule automatically is the fastest way.